:root{--ink:#172033;--muted:#5f6b7a;--line:#e5e9f0;--paper:#fff;--soft:#f6f8fb;--accent:#5b5cf0;--accent2:#7c3aed;--ok:#0f766e}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:#3f46d7;text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1120px,92%);margin:auto}
header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:24px}.brand{font-weight:850;font-size:1.25rem;color:var(--ink);letter-spacing:-.03em}.navlinks{display:flex;gap:20px;align-items:center;font-size:.95rem}.navlinks a{color:var(--ink)}
.btn{display:inline-block;background:linear-gradient(135deg,var(--accent),var(--accent2));color:#fff!important;padding:12px 18px;border-radius:10px;font-weight:750;text-decoration:none!important;box-shadow:0 8px 24px rgba(91,92,240,.18)}
.btn.secondary{background:#fff;color:var(--ink)!important;border:1px solid var(--line);box-shadow:none}.hero{padding:76px 0 54px;background:radial-gradient(circle at 80% 10%,#eee9ff 0,transparent 30%),linear-gradient(#fff,#fafbff)}
.eyebrow{font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.11em;color:var(--accent)}h1{font-size:clamp(2.25rem,5vw,4.6rem);line-height:1.02;letter-spacing:-.055em;margin:.25em 0}.hero p{font-size:1.16rem;color:var(--muted);max-width:760px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:16px;padding:24px;background:#fff;box-shadow:0 8px 30px rgba(23,32,51,.04)}.card h3{margin-top:0}
section{padding:54px 0}.soft{background:var(--soft)}h2{font-size:clamp(1.7rem,3vw,2.6rem);letter-spacing:-.035em;line-height:1.15}.kicker{color:var(--muted);max-width:780px}
.article{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:48px;padding:48px 0}.article h1{font-size:clamp(2.2rem,4vw,3.8rem)}.article h2{margin-top:2.1em}.article h3{margin-top:1.6em}.article p,.article li{font-size:1.04rem}.lede{font-size:1.22rem!important;color:var(--muted)}.toc{position:sticky;top:96px;height:max-content}.note,.cta,.verdict{padding:20px 22px;border-radius:14px;margin:26px 0}.note{background:#f3f5f9;border-left:4px solid #94a3b8}.cta{background:linear-gradient(135deg,#f2f0ff,#f7f4ff);border:1px solid #ddd7ff}.verdict{background:#ecfdf5;border:1px solid #a7f3d0}
table{border-collapse:collapse;width:100%;margin:22px 0;font-size:.95rem}th,td{padding:13px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f8fafc}
.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:20px}.disclosure{font-size:.88rem;color:var(--muted);border-top:1px solid var(--line);padding-top:14px;margin-top:24px}
footer{border-top:1px solid var(--line);padding:38px 0;color:var(--muted);font-size:.92rem}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.pills{display:flex;flex-wrap:wrap;gap:8px}.pill{background:#eef2ff;padding:7px 10px;border-radius:999px;font-size:.85rem}.mobile{display:none}
@media(max-width:850px){.grid{grid-template-columns:1fr}.article{grid-template-columns:1fr}.toc{position:static}.navlinks{display:none}.mobile{display:inline}.footergrid{grid-template-columns:1fr}.hero{padding-top:48px}table{display:block;overflow-x:auto;white-space:nowrap}}